How to Calculate Your Business Cash Advance (Variable Payment)

A Business Cash Advance (Variable Payment) otherwise known as a Merchant Cash Advance (MCA) is a great financing option for a small business that is looking for immediate funding and repayment terms to align to the business’s cash flow. The business repays the lender's advance with a percentage of its daily credit/debit card sales. With this type of funding, the business makes variable payments rather than fixed payments.. 

Before applying for a cash advance, please utilize the Lendzero Business Cash Advance (Variable Payment) calculator to estimate your potential daily payments. 

Insert the information below into the calculator:

• Requested amount: You may request an advance upto $750K
• Holdback %: This number typically ranges between 1% to 25%

Monthly credit/debit sales: Calculate your monthly credit/debit card sales for the last 3 months